Establishes Kidney Donor Insurance Fund.

This bill establishes a state-funded Kidney Donor Insurance Fund to provide lifelong health insurance coverage for live kidney donors in New Jersey. Eligible donors receive comprehensive gold-level coverage through the state's Individual Health Coverage Program, including prescription drugs, with all premiums paid by the state. The fund, administered by the Department of Banking and Insurance, covers all costs for donors' health benefits plans starting from the bill's effective date. It directly affects live kidney donors by ensuring they have guaranteed, lifelong health coverage without personal or employer financial responsibility.