Requires health benefits coverage for additional orthotic and prosthetic appliances under certain circumstances; requires coverage for orthotic and prosthetic appliances obtained through podiatrists.*

This New Jersey bill requires health insurance plans to cover additional orthotic and prosthetic appliances when a physician determines they're necessary for physical and recreational activities like running, biking, swimming, and sports. It expands current coverage requirements, which already mandate coverage for basic orthotic and prosthetic appliances that are medically necessary, to include additional devices needed for recreational activities. The bill applies to all health insurance contracts in New Jersey, including hospital, medical, and health service corporations, and requires reimbursement at the same rate as federal Medicare. It would take effect 90 days after enactment for policies issued or renewed after that date.