Requires insurance carriers offering dental benefit plans to provide certain level of coverage and reimbursement.

This bill requires New Jersey insurance companies offering dental plans to provide coverage equivalent to 100% of the full value of dental benefits, as determined by the Banking Commissioner. It mandates that providers receive at least 75% reimbursement for covered services based on regional "usual and customary" rates, with separate calculations for northern, central, and southern New Jersey. The law applies to new or renewed dental plans starting three months after enactment and directly affects insurance carriers, policyholders, and dental providers. It standardizes coverage and reimbursement without specifying exact dental services or costs.