"Michelle's Law"; requires health benefit plans to cover mammogram for an individual if recommended by health care provider.

Michelle's Law requires New Jersey health insurance plans to cover mammograms when recommended by a healthcare provider, regardless of the patient's age. This expands current coverage, which only requires mammograms for women 40 and older or younger women with specific risk factors like family history of breast cancer. The bill also mandates coverage for additional testing like ultrasounds or MRIs after a mammogram if recommended by a provider. This affects health insurance companies, requiring them to cover these services without prior authorization when recommended by a healthcare provider.