Requires health insurance carriers to provide list of alternative drugs to health care professionals, pharmacists, and covered persons under certain circumstances.

This bill requires health insurance companies in New Jersey to provide pharmacists with a list of covered alternative drugs when they deny coverage for a prescribed medication. The list must include drugs that are therapeutically equivalent and interchangeable with the denied drug, and must be sent to the pharmacy's point-of-sale system at the time of denial, along with the denial notice. It applies to all health insurance plans covering prescription drugs and directly affects insurers, pharmacists, and patients who face coverage denials. The goal is to streamline access to covered alternatives without requiring patients to seek new prescriptions.