Requires health insurance coverage of prenatal genetic test during first trimester of pregnancy.

This bill requires all health insurance plans in New Jersey - including employer-sponsored group plans, individual policies, and health maintenance organizations - to cover prenatal genetic testing during the first trimester of pregnancy. It specifically mandates coverage for three test types: carrier screening (a cheek swab to identify inherited disorder genes), nuchal translucency screening, and chorionic villus sampling. The coverage must be provided at the same level as other medical conditions, applying to all plans delivered or renewed in New Jersey after the bill's effective date. This directly affects pregnant individuals with health insurance in the state by eliminating out-of-pocket costs for these specific early-pregnancy screenings.