Requires health benefits plan and carriers to meet certain requirements concerning network adequacy and mental health care.

This bill requires health insurance plans and carriers in New Jersey to ensure adequate mental health care access for all covered individuals. It mandates that 100% of plan members must have access to either in-person mental health services within 15 miles of their home and 30 days of request, or telehealth services within 30 days if in-person options are unavailable. For telehealth services, the bill requires coverage and reimbursement rates to match in-person services - no higher copayments or deductibles - and sets minimum reimbursement rates at the Medicaid level. The law applies to all health benefits plans, including Medicaid, state employee programs, and private insurers, with penalties for noncompliance.