Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.

This bill clarifies that owners of self-driving cars in New Jersey must follow existing auto insurance requirements. It explicitly adds "self-driving private passenger automobiles" to the definition of "automobile" under New Jersey's insurance law, requiring these vehicles to meet the same liability coverage standards as regular cars ($15,000 per person for injuries, $30,000 total, and $5,000 for property damage). The bill specifies that self-driving vehicles must have an operator seated in the driver's seat monitoring operations and capable of taking manual control during emergencies. This ensures owners of self-driving cars cannot avoid standard insurance mandates, applying current law directly to autonomous technology vehicles.