S 4395 United States Senate · 119th Congress

Terrorism Risk Insurance Program Reauthorization Act of 2026

The Terrorism Risk Insurance Program Reauthorization Act of 2026 extends the federal terrorism insurance program through 2034, ensuring continued government support for insurance companies facing large losses from terrorist attacks. The bill also updates the schedule for recouping federal funds, shifting the timeline for when insurers must repay taxpayer money to later dates ranging from 2029 to 2036. These changes directly affect insurance carriers and policyholders by maintaining the program's availability for a longer period and adjusting the financial obligations tied to it.

Bill status in committee 1 of 4 stages cleared

Introduction

Apr 2026

Committee Review

Floor Vote

President

Introduced Apr 27, 2026 Last action Sep 22, 2026

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Sep 22, 2026

Upper · Passed

Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.

upper

Sep 17, 2026

Upper · Passed

Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.

upper

Apr 27, 2026

Committee

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

upper

Apr 27, 2026

Introduced

Introduced in Senate

upper

1 primary · 40 co-sponsors

Sponsors

Role

Legislator

Party

State

District

Catherine Cortez Masto