directing landlords to offer tenants the option of reporting rental payments to consumer reporting agencies.

HB 65 requires landlords in New Hampshire to offer tenants the option of having their rental payments reported to credit bureaus (consumer reporting agencies). Landlords must provide this written option at lease signing and annually thereafter, including details about the optional nature of reporting, fee limits ($10/month max), and a 6-month restriction if a tenant later opts out. The bill directly affects tenants (who can choose to improve credit scores) and landlords (who must facilitate the reporting process), while exempting small landlords owning 14 or fewer units. Key provisions include mandatory written elections, tenant control over reporting, and prohibitions against using unpaid fees as grounds for lease termination. The law takes effect January 1, 2026.