relative to changes to health carrier contracts with providers.

HB 1813 requires health insurance carriers to provide participating healthcare providers and facilities with 60 days' notice before making changes to their contracts, limiting such changes to four times per year on January 1, April 1, July 1, and October 1. The bill mandates that carriers include redlined copies showing changes (with additions underlined/bolded and deletions struck through) and, for changes affecting over $500,000 in total annual reimbursement, provide a financial impact estimate to both providers and the Insurance Department. This directly affects health carriers and their contracted providers by increasing transparency and giving providers more time to review significant contract modifications. Exceptions include mutual agreements between carriers and providers, changes required by government rules, or updates to standard medical coding. The law takes effect 60 days after passage.