relative to the cap on outstanding obligations for which the housing finance authority is allowed.

The entire provision raising the Business Finance Authority's unified contingent credit limit from $200 million to $450 million (amending RSA 162-A:22) was removed from the final version.

The Housing Finance Authority's Paragraph II bonding cap was reduced from $2.4 billion (Senate version) to $1 billion in the final adopted version. This paragraph covers loans for acquisition, construction, or rehabilitation of housing up to 4 family units.

The Housing Finance Authority's Paragraph III bonding cap was reduced from $2.6 billion (Senate version) to $1 billion in the final adopted version. This paragraph covers notes and bonds for any purpose authorized by the housing finance chapter.

The bill's title and scope were narrowed to cover only the Housing Finance Authority's outstanding obligations cap, dropping all reference to the Business Finance Authority contingent credit limit.

The effective date was simplified from a two-part provision (Section 2 at 60 days, remainder immediately) to a single provision: the entire act takes effect 60 days after passage, consistent with there now being only one operative section.

The unified contingent credit limit for the Business Finance Authority was raised from $400,000,000 to $450,000,000 effective June 1, 2026 (a $50 million increase over what the House version provided).

A new Section 2 was added amending RSA 204-C:28 to raise the Housing Finance Authority's general obligations cap from $600,000,000 to $1,000,000,000 (a $400 million increase).

The Housing Finance Authority's additional bonding authority for specific housing purposes (loans to eligible mortgagors, rehabilitation, down payment assistance) was raised from $800,000,000 to $2,400,000,000 (a $1.6 billion increase).

The Housing Finance Authority's additional bonding authority for any purpose authorized by its chapter was raised from $600,000,000 to $2,600,000,000 (a $2 billion increase).

The effective date was split: the new Housing Finance Authority section (Section 2) takes effect 60 days after passage, while the Business Finance Authority change (Section 1) takes effect immediately upon passage.

The maximum state guarantee limit effective June 1, 2026 was reduced from $450 million (as introduced) to $400 million (as amended).

The House amendment retained the $200 million limit effective June 1, 2023 in the statute text rather than deleting it, preserving the full history of limit increases.