providing specific curative measures for undischarged mortgages.

HB 437 provides a legal process to correct property records when mortgages remain unpaid but are no longer active, directly affecting property owners with unresolved mortgage documentation. The bill establishes a streamlined procedure for recording authorities to clear outdated mortgage liens without requiring full repayment, using court-certified affidavits to verify the mortgage's inactivity. This removes bureaucratic barriers preventing property owners from selling or refinancing due to obsolete mortgage records. The law became effective September 5, 2025, after passing the legislature and being signed by the governor.