AB 463: Revises provisions relating to prior authorization. (BDR 57-825)
AB 463 revises California health insurance rules for prior authorization, directly affecting insurers (including Medicaid, CHIP, and public employee plans), healthcare providers, and patients. It requires insurers to approve or deny non-urgent care requests within 48 hours and urgent care within 24 hours, mandates physician/dentist reviews for denials, and prohibits prior authorization for emergency services, preventive care, and certain chronic treatments. The bill also bans insurers from denying coverage due to missing prior authorization if it wasn’t required for that care at the time, and requires clear online disclosure of authorization procedures. Insurers must honor prior authorizations for up to 12 months (or longer for chronic conditions) and pay full rates for approved services.











