Establishes provisions relating to health insurance. (BDR 57-1083)

SB 377 requires Nevada health insurers to cover at least one non-opioid alternative for every medical purpose where opioids are commonly used and a non-opioid option exists. Insurers cannot impose stricter requirements (like prior authorization) on these alternatives than they do on opioids, and must exempt patients from extra medical management steps if a provider confirms the alternative is appropriate. The law applies to all health insurance policies sold in Nevada, including group and individual plans, with new policies required to comply starting January 1, 2026. It aims to expand access to safer pain management options while preventing insurers from creating barriers to non-opioid treatments.