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AB 512 Nevada Assembly · 2025 Regular Session

Revises provisions relating to casualty insurance. (BDR 57-1089)

AB 512 expands Nevada’s definition of "casualty insurance" to include "legal expenses insurance," which covers specific costs for legal services (like court fees or expert witness costs) but excludes attorney overhead or administrative fees. This change allows insurers to offer this coverage type under existing casualty insurance regulations, as outlined in NRS 681A.020. It directly affects insurance companies authorized to sell casualty policies and policyholders seeking coverage for defined legal expenses. The bill makes no new financial obligations or changes to existing insurance requirements.
Bill status signed all 5 stages cleared
Introduction
Mar 2025
Committee Review
May 2025
Assembly Passage
May 2025
Senate Passage
May 2025
Signed into Law
May 2025
Introduced Mar 24, 2025 Signed May 29, 2025
Maddy AI version diff · 2 comparisons

What changed between versions

Reprint 1 → As Enrolled · 3 edits · May 29, 2025
MINOR
This bill converts existing insurance regulations into permanent state law, officially adding 'legal expenses insurance' to the official definition of 'casualty insurance.' This change ensures that legal defense cost protections apply to this new category of insurance, preventing insurers from reducing liability limits to cover legal fees.
Scope change
The bill expands the scope of 'casualty insurance' to explicitly include legal expenses insurance, thereby extending existing consumer protections regarding legal defense costs to this new type of coverage.
DEFINITION

Added 'legal expenses insurance' to the statutory definition of 'casualty insurance' in NRS 681A.020.

TECHNICAL

Replaced regulatory text with permanent statutory language in NRS 679A.210 to codify rules about liability limits and legal defense costs.

Removed the 'Reprint' header and explanatory notes regarding the bill's committee status and amendment history.

Floor votes · Assembly Apr 22, 2025

How they voted

This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
13
Key actions
7
Committee
3
May 29, 2025
Signed into law
Approved by the Governor. Chapter 95.
executive
May 20, 2025
Lower · Passed
In Assembly. To enrollment.
lower
May 19, 2025
Upper · Passed
Read third time. Passed. Title approved. (Yeas: 20, Nays: None, Excused: 1.) To Assembly.
upper
May 15, 2025
Upper · Passed
From committee: Do pass.
upper
Apr 22, 2025
Lower · Passed
Read third time. Passed, as amended. Title approved, as amended. (Yeas: 42, Nays: None.) To printer.
lower
Apr 21, 2025
Lower · Passed
From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. No. 192.) Dispensed with reprinting.
lower
Mar 25, 2025
Lower · Passed
From printer. To committee.
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.