Revises provisions relating to transportation network companies. (BDR 57-771)

AB 311 prohibits insurers from denying coverage for accidents during a driver's "personal use" of a vehicle (not while providing rides or logged into the app) simply because the driver works for a transportation network company (like Uber or Lyft). It requires transportation network companies to provide insurance that includes medical payments coverage and uninsured/underinsured motorist coverage for any vehicle occupant. The bill mandates minimum coverage levels: $1.5 million for bodily injury during rides and $50,000 for injury when drivers are logged into the app but not actively providing service. This directly affects drivers for ride-hailing apps and their insurers by standardizing coverage requirements.