Provides immunity from civil liability to persons returning a firearm under certain circumstances. (BDR 3-920)

AB 181 provides legal immunity from civil lawsuits to individuals who return firearms to owners under specific "firearm hold agreements." These agreements require the person to: (1) take possession of a lawfully owned firearm at the owner's request, (2) hold it for an agreed period, and (3) return it per the agreement terms. The bill also exempts such transfers from mandatory background checks. It directly affects anyone participating in these agreements - both the person holding the firearm and the owner - and excludes immunity if unlawful conduct occurred during the transfer. The law applies to agreements formed after October 1, 2025.