Provide requirements for health care facilities and collection agencies relating to medical debt

Nebraska's LB 779 prohibits health care facilities and medical debt collection agencies from charging interest or late fees on medical debt for 90 days after the final invoice is due, with any annual interest capped at 3%. The bill also prevents liens or foreclosures on a patient's primary residence to collect unpaid medical bills. It directly affects patients who owe medical debt by limiting collection practices and protecting their homes from debt-related property seizures. The law applies to all medical debt defined as obligations for health care services, as specified in the bill.