Require insurance coverage of pediatric autoimmune disorders

LB 762 requires most health insurance policies in Nebraska to cover treatment for two specific pediatric conditions: pediatric autoimmune neuropsychiatric disorder associated with streptococcal infection (PANDAS) and pediatric acute-onset neuropsychiatric syndrome (PANS). It mandates coverage for recommended treatments like antibiotics, medication, behavioral therapy, plasma exchange, and immunoglobulin, directly affecting families of children diagnosed with these conditions and insurers offering health coverage in the state. Insurers must report coverage denials for these treatments annually to the Department of Insurance, which will publish a public report starting in 2028. The bill aims to ensure access to medically necessary care for affected children without insurer denials.