Require coverage for continuous glucose monitors and supplies

This bill requires most health insurance policies in Montana to cover continuous glucose monitors (CGMs) and their supplies for people diagnosed with type I or II diabetes when a medical provider deems them medically necessary. Insurers cannot deny coverage based on the stage of diabetes or insulin dependence, though standard deductibles and copays may apply. The law applies to individual disability, health, and group insurance policies but excludes Medicare supplements, hospital indemnity, and long-term care plans. It ensures consistent coverage for CGMs without special restrictions unique to this treatment.