Revising claimants' ability to receive insurance information

This bill allows people seeking compensation for personal injury or wrongful death to ask insurance companies for information about liability coverage limits before filing a lawsuit. The claimant must sign a request stating the claim is well-grounded and not made to harass or delay proceedings. Insurance companies have 45 days to respond with details about available coverage, and courts can impose penalties if they fail to reply. The information shared under this process cannot be used as evidence in court, and the bill takes effect immediately upon approval.