Resolution to urge U.S. Congress to take action relating to mortgage trigger leads
This joint resolution from the Montana Legislature urges the United States Congress to take action regarding "mortgage trigger leads." These are unsolicited offers of mortgage credit sent to individuals who have recently applied for a mortgage, leading to unwanted communications. The resolution asks Congress to either curtail or eliminate these trigger leads to protect consumers nationwide. Alternatively, it requests that Congress allow states like Montana to regulate them by removing federal preemption under the Fair Credit Reporting Act.
Bill status
passed both
4 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Apr 2025
House Passage
May 2025
Senate Passage
May 2025
Governor
Introduced Mar 26, 2025
Last action May 7, 2025
Maddy AI version diff · 3 comparisons
What changed between versions
HJ0033_X(3).pdf
→
HJ0033_X(4).pdf
·
1 edit
MINOR
The document appears to be the end of a legislative bill, and the changes involve the removal of the closing marker and some blank lines. This is a minor formatting adjustment that does not alter the substantive policy, scope, or requirements of the bill.
TECHNICAL
Removed the closing marker '- END -' and associated blank lines from the end of the document.
Floor votes · Senate Apr 22, 2025 · House Apr 5, 2025
How they voted
47–3
Passed
Total votes 50
Apr 22, 2025
D
Democratic18
94% Yea
R
Republican32
93% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
38
Key actions
8
Committee
6
May 7, 2025
Introduced
(H) Filed with Secretary of State
lower
May 2, 2025
Upper · Passed
(S) Signed by President
upper
May 1, 2025
Lower · Passed
(H) Signed by Speaker
lower
Apr 22, 2025
Senate · Passed
Senate Vote: pass (47-3)
senate
Apr 15, 2025
Upper · Passed
(S) Committee Report - (S) Business, Labor and Economic Affairs
upper
Apr 15, 2025
Upper · Passed
(S) Committee Executive Action - (S) Business, Labor and Economic Affairs
upper
Apr 7, 2025
Committee
(S) Referred to Committee - (S) Business, Labor and Economic Affairs
upper
Apr 5, 2025
House · Passed
House Vote: pass (97-0-3)
house
Apr 2, 2025
Lower · Passed
(H) Committee Report - (H) Business and Labor
lower
Apr 1, 2025
Lower · Passed
(H) Committee Executive Action - (H) Business and Labor
lower
Mar 27, 2025
Committee
(H) Referred to Committee - (H) Business and Labor
lower
Mar 26, 2025
Introduced
(H) Introduced
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Terry Falk
RRepublican
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