HJ 33 Montana House · 2025 Regular Session

Resolution to urge U.S. Congress to take action relating to mortgage trigger leads

This joint resolution from the Montana Legislature urges the United States Congress to take action regarding "mortgage trigger leads." These are unsolicited offers of mortgage credit sent to individuals who have recently applied for a mortgage, leading to unwanted communications. The resolution asks Congress to either curtail or eliminate these trigger leads to protect consumers nationwide. Alternatively, it requests that Congress allow states like Montana to regulate them by removing federal preemption under the Fair Credit Reporting Act.
Bill status passed both 4 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Apr 2025
House Passage
May 2025
Senate Passage
May 2025
Governor
Introduced Mar 26, 2025 Last action May 7, 2025
Maddy AI version diff · 3 comparisons

What changed between versions

HJ0033_X(3).pdf HJ0033_X(4).pdf · 1 edit
MINOR
The document appears to be the end of a legislative bill, and the changes involve the removal of the closing marker and some blank lines. This is a minor formatting adjustment that does not alter the substantive policy, scope, or requirements of the bill.
TECHNICAL

Removed the closing marker '- END -' and associated blank lines from the end of the document.

Floor votes · Senate Apr 22, 2025 · House Apr 5, 2025

How they voted

473
Passed
Total votes 50
Apr 22, 2025
D Democratic18
17 Yea 1 Nay
94% Yea
R Republican32
30 Yea 2 Nay
93% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
38
Key actions
8
Committee
6
May 7, 2025
Introduced
(H) Filed with Secretary of State
lower
May 2, 2025
Upper · Passed
(S) Signed by President
upper
May 1, 2025
Lower · Passed
(H) Signed by Speaker
lower
Apr 22, 2025
Senate · Passed
Senate Vote: pass (47-3)
senate
Apr 15, 2025
Upper · Passed
(S) Committee Report - (S) Business, Labor and Economic Affairs
upper
Apr 15, 2025
Upper · Passed
(S) Committee Executive Action - (S) Business, Labor and Economic Affairs
upper
Apr 7, 2025
Committee
(S) Referred to Committee - (S) Business, Labor and Economic Affairs
upper
Apr 5, 2025
House · Passed
House Vote: pass (97-0-3)
house
Apr 2, 2025
Lower · Passed
(H) Committee Report - (H) Business and Labor
lower
Apr 1, 2025
Lower · Passed
(H) Committee Executive Action - (H) Business and Labor
lower
Mar 27, 2025
Committee
(H) Referred to Committee - (H) Business and Labor
lower
Mar 26, 2025
Introduced
(H) Introduced
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Terry Falk
Terry Falk
RRepublican
MT
10