Enacts provisions relating to insurance coverage of alternatives to opioid drugs

This bill requires health insurance plans in Missouri to cover nonopioid pain medications without discrimination when prescribed by a licensed healthcare professional for acute pain. It prohibits insurers from denying coverage for nonopioid drugs in favor of opioids, forcing patients to try opioids first, or charging higher copays for nonopioid options. The law applies to all health benefit plans issued or renewed in the state on or after January 1, 2027.