SB 1543 Missouri Senate · 2026 Regular Session

Modifies provisions relating to homeowner's insurance

This bill (SB 1543) has a generic title and abstract stating it "modifies provisions relating to homeowner's insurance," but no specific changes or mechanisms are described in the provided information. The bill is in very early stages (first read on 2026-01-12, referred to committee on 2026-02-05), and the abstract does not identify who it directly affects or outline any concrete policy changes. Without details on the specific provisions being modified, key mechanisms, or affected parties, a substantive summary cannot be provided. The available context lacks sufficient information to describe the bill's content or impact.

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2026

Committee Review

Floor Vote

Governor

Introduced Jan 12, 2026 Last action Apr 7, 2026

Maddy AI version diff · 1 comparison

What changed between versions

6512S.01I - Introduced → Senate Committee Substitute - Committee Version · 4 edits

MODERATE

The bill was expanded from repealing two sections to three, adding a new section regarding public adjusters. The scope of repealed laws now includes a section on public adjusters, and the list of new sections was updated to reflect this addition. The bill also added specific restrictions and fee limits for public adjusters and included a mandatory disclaimer for their contracts.

Scope change

The bill's scope was expanded to include regulations specifically governing public adjusters, which were not part of the original version.

SCOPE

The list of repealed sections was expanded to include section 325.055, which previously governed public adjusters.

REQUIREMENT

New sections were added to strictly limit public adjuster fees to a maximum of 10% of the settlement and prohibit them from signing checks or representing themselves as the insured.

A mandatory disclaimer must now be printed in bold on all public adjuster contracts, warning consumers about costs and offering free state assistance.

ENFORCEMENT

Violations of the new public adjuster rules are now classified as level two violations under existing penalty statutes.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 7, 2026

Upper · Passed

SCS Voted Do Pass S Insurance and Banking Committee (6512S.05C)

upper

Mar 10, 2026

Upper · Passed

Hearing Conducted S Insurance and Banking Committee

upper

1 primary · 0 co-sponsors