Creates provisions relating to cost-sharing under health benefit plans

SB 1327 requires health insurance plans and pharmacy benefit managers to count all medication costs (when a generic drug isn't available) toward an enrollee's annual out-of-pocket maximum. It prohibits plans from adjusting cost-sharing requirements based on whether assistance programs exist for non-generic drugs. This directly affects individuals enrolled in health benefit plans who take medications without generic alternatives. The law ensures these medication costs fully count toward coverage limits, providing clearer cost transparency for enrollees.