Requires insurance coverage of kidney function screening services

HB 3422 requires health insurance plans sold in the state to cover annual kidney function screening tests starting August 28, 2026. This affects all health carriers offering plans in the state after that date, directly benefiting individuals at risk for chronic kidney disease by ensuring access to preventive screenings. The bill mandates coverage for specific tests including kidney function (glomerular filtration rate), basic metabolic panels, and urine tests for albumin/creatinine. It excludes certain supplemental policies like Medicare supplements, short-term plans, and long-term care coverage. The law aims to promote early detection of chronic kidney disease through mandated insurance coverage.