Requires the department of elementary and secondary education to develop a curriculum on personal finance to be used by school districts

HB 2867 requires Missouri public school districts to implement a mandatory personal finance course for students, effective with the 2027-28 school year. The course, worth one-half credit, must cover practical topics like budgeting, credit management, saving, banking, taxes, and understanding major purchases such as housing. It directs the state education department to develop curriculum standards by convening a work group including educators, industry representatives, and nonprofit experts. All students must complete this course after grade nine to earn a high school diploma, with limited waiver options for transfer students or career-focused plans.