Creates provisions relating to insurance coverage for fertility treatments

HB 2724 requires most Missouri health insurance plans covering pregnancy to also cover infertility diagnosis and treatment starting August 28, 2026. It mandates coverage for specific procedures like IVF, embryo transfer, artificial insemination, and fertility preservation during cancer treatment (e.g., chemotherapy). The law limits IVF coverage to cases where less expensive treatments have failed, caps coverage at four egg retrieval cycles (with exceptions for live births), and exempts religiously affiliated plans that oppose these treatments based on faith. This directly affects employers offering health insurance to 25+ employees in Missouri.