Establishes the Delivery Network Company Insurance Act and establishes the standards and requirements for motor vehicle liability insurance coverage

HB 1789 establishes insurance requirements for delivery drivers working through apps or digital platforms (like food or package delivery services). It requires drivers to maintain minimum liability insurance coverage of $50,000 per person for bodily injury, $100,000 total per accident, and $25,000 for property damage during both their "delivery availability period" (when logged in and ready to accept requests) and "delivery service period" (when actively transporting goods). The bill mandates drivers carry proof of this insurance and clarifies that delivery companies must provide coverage if a driver’s policy lapses or is insufficient. This directly affects gig economy drivers and delivery companies operating in the state, ensuring minimum liability protection for third parties in accidents.