Modifies various provisions relating to banks and trust companies

SB 97's official abstract states it "modifies various provisions relating to banks and trust companies," but the provided context does not specify which provisions were changed or the concrete policy impacts. Without details on the specific modifications (e.g., licensing rules, capital requirements, or consumer protections), the bill's direct effects on banks, trust companies, or other stakeholders cannot be described. The legislative actions listed (e.g., committee hearings, passage) confirm procedural steps but do not clarify the bill's content. Therefore, a substantive summary cannot be generated from the available information.