Requires insurance coverage of skin cancer screenings

HB 917 requires most health insurance plans in the state to cover one annual whole-body skin exam for suspicious lesions without any cost-sharing (like co-pays or deductibles). This applies to plans issued or renewed after January 1, 2026, directly affecting insured individuals needing preventive skin cancer screenings. The law mandates coverage for the exam using standard medical codes, excluding certain supplemental policies like Medicare supplements or short-term plans. It aims to remove financial barriers to early skin cancer detection, aligning with federal preventive care standards.