Creates provisions relating to an option to opt out of coverage under the Missouri consolidated health care plan and receive an annual stipend instead

HB 670 allows eligible Missouri state employees and retirees enrolled in the state health plan to choose an annual cash payment instead of health coverage. To qualify, they must be eligible for the state’s contribution toward coverage, submit a form, and meet specific timing rules (e.g., new hires must elect within 31 days of hire, existing employees during open enrollment). The stipend equals the state’s annual contribution for the individual’s coverage (not including dependents) and is treated as taxable income, prorated for partial years. This option does not apply to dental or vision benefits.