Establishes provisions relating to insurance for certain uses of motor vehicles

HB 57 establishes insurance requirements for peer-to-peer car sharing programs (like Turo or Getaround). It requires these platforms to provide liability insurance covering bodily injury or property damage to third parties during the entire "car sharing period" (from when the vehicle is delivered to the driver until return), at minimum state-mandated levels. The law specifies that the platform must assume primary liability if the vehicle owner or driver’s insurance lapses or fails to cover the sharing period. This directly affects car-sharing platforms, vehicle owners who rent their cars through these services, and drivers using the shared vehicles.