Prohibits temporary assistance for needy families (TANF) benefit cards from being used at ATMs or to access cash, and limits the items that may be purchased with TANF benefits

HB 315 restricts how Temporary Assistance for Needy Families (TANF) benefit cards can be used. It prohibits cash withdrawals at ATMs, cash back on purchases, and purchases of alcohol, lottery tickets, tobacco products, or adult-oriented entertainment. Recipients who violate these rules face benefit suspensions (3 months for first offense, up to 5 years for repeat violations), while stores accepting TANF funds for banned items can be fined. The bill also requires TANF recipients to make at least one electronic benefit transfer (EBT) purchase within Missouri every 90 days to maintain benefits, with non-compliance triggering temporary suspension.