Designates certain actions by employers, when based on employees' credit history or credit scores, as improper employment practices

HB 1187 prohibits employers from firing, refusing to hire, or otherwise disadvantaging employees based solely on their credit history or credit score. The bill specifically targets employment decisions like pay, promotions, or hiring unless an employer can prove the credit information is directly, materially, and substantially related to the job duties or business operations. This law directly affects employees whose credit history might have been used against them in employment decisions and applies to all employers covered under the state's anti-discrimination laws. Employers must now justify using credit information as essential to the specific role, not as a routine screening tool.