Requires the department of elementary and secondary education to develop a curriculum on personal finance to be used by school districts

HB 1180 requires Missouri's education department to create a required personal finance curriculum for high school students. Starting in the 2026-27 school year, all Missouri public high school students must complete a half-unit credit in personal finance (covering budgeting, debt, and financial planning) before earning a diploma, with limited exemptions for transfer students or early completion in 9th grade with counselor approval. The bill mandates a work group - including educators, bankers, business leaders, and nonprofit experts - to develop learning standards, which the state board must adopt by 2026 and review every seven years. It directly affects all Missouri high school students and school districts, shifting personal finance education from optional to a graduation requirement.