Creates provisions relating to the procurement of driving data by automobile insurers

HB 1121 prohibits automobile insurers from purchasing or obtaining third-party driving data about vehicles insured under their policies. The bill defines "driving data" as information collected by a vehicle's telematics system (like GPS location, speed, braking patterns, and seat belt use) and bans insurers from using such data or reports based on it. This directly affects auto insurance companies and their policyholders by restricting how insurers can access vehicle behavior data for underwriting or pricing decisions. The law creates a clear restriction on insurers' use of third-party telematics data, aiming to limit data collection practices tied to insurance policies.