Creates provisions relating to insurance coverage of genetic screenings for cancer risk

HB 1080 requires most health insurance plans in effect after January 1, 2026, to cover genetic counseling and genetic testing for individuals assessed as having an increased risk of cancer based on personal or family history. It directly affects people with family or personal cancer histories who need these screenings, ensuring insurers cannot deny coverage, raise premiums, or limit benefits based on genetic test results. The bill prohibits cost-sharing (like copays or deductibles) for these services, making them fully covered at the point of care, and specifies that this coverage applies even within health savings account-qualified plans after meeting the deductible for preventive care.