Recognize retirement security concern facing American workers and urge improvement.

This is a procedural resolution (SC 531), not a law with new requirements. It recognizes that many American workers, including state employees, face retirement security challenges - citing data showing 80% of households aged 60+ were financially struggling or at risk in 2020 - and urges federal and state leaders to address the issue. The resolution specifically encourages employers and retirement systems to promote lifetime income solutions and financial education, but it does not create new programs, funding, or mandates. It serves as a symbolic statement to raise awareness and prompt action by other entities.