Civil remedies; revise and provide for.

SB 2705 proposes significant changes to Mississippi's civil litigation rules. It establishes a strong presumption that standard attorney fee calculations (lodestar method) are sufficient in cases where fees are awarded, requiring courts to justify overriding this rule. The bill also sets a two-year statute of limitations for negligence claims (with exceptions for latent injuries discovered later), adds rules for insurance coverage disputes after a denial, and clarifies how medical billing costs can be proven in personal injury cases. Additionally, it modifies landlord liability protections for multifamily properties and specifies conditions for recovering medical expenses in injury claims.