Motor vehicle accident; prohibit recovery of damages by person who operated vehicle without liability insurance.

SB 2142 would have prohibited drivers without the minimum required liability insurance from recovering damages after a car accident. It directly affects drivers who were uninsured at the time of the crash, blocking their ability to seek compensation for accident-related injuries or property damage. The bill’s key provision states that operating a vehicle without the mandated insurance coverage (per Mississippi Code §63-15-1 et seq.) automatically disqualifies the driver from seeking damages. However, the bill died in committee in February 2026 and never became law.