Annual prostate cancer screening; require certain group health plans and insurers to cover without cost-sharing for high-risk men.

SB 2120 would require most group health plans and insurers in Mississippi to cover annual prostate cancer screenings without any out-of-pocket costs (like deductibles or copays) for men identified as high-risk. This includes men with a family history of prostate cancer (first-degree relatives affected), men aged 40-49 with specific risk factors, and all men aged 50 and older, as defined by the bill. The screenings must follow the latest National Comprehensive Cancer Network guidelines and be medically necessary. The law would not apply to Medicare, Medicaid, or certain limited policies like accident-only insurance, and would take effect July 1, 2026.