Financial literacy; require SBE to develop curriculum for Grades 6-12.

HB 994 requires Mississippi public schools to add financial literacy to grades 6-8 curricula starting in 2026-27 and mandates a personal finance course (worth half a credit) for all high school graduation beginning with the 2031 class. It creates a "Financial Literacy Trust Fund" in the state treasury to support this program, allowing funds from private donations, grants, and state/federal appropriations. The State Board of Education would manage the fund and report annually to the legislature. This bill directly affects all students in Mississippi public schools and charter schools by changing graduation requirements and funding educational resources.