Check cashers and MS Credit Availability licensees; authorize to pass credit/debit card fees to customers.

HB 547 allows Mississippi check cashing businesses and credit availability licensees to pass third-party processing fees for debit/credit card transactions directly to customers. The bill amends existing laws to permit these businesses to charge customers the exact fee they pay to payment processors, provided they give clear pre-transaction notice of the fee amount, its purpose (for card use), and applicable payment methods. This change affects customers using cards at these businesses, as they may now face additional fees for card transactions that were previously absorbed by the businesses. The law does not alter existing fee limits for check cashing services themselves.