Health insurance; require coverage for genetic testing for inherited mutation and evidence-based cancer imaging.

HB 430 requires Mississippi health insurers and group health plans to cover genetic testing for inherited cancer mutations (for people with personal or family cancer history) and evidence-based cancer imaging (for those at increased risk, per NCCN guidelines), with no out-of-pocket costs. It directly affects individuals at higher cancer risk who would otherwise face deductibles or copays for these preventive services. The bill mandates coverage for services recommended by healthcare providers and aligns with National Comprehensive Cancer Network (NCCN) clinical guidelines. It also updates state employee health plan requirements under Section 25-15-9 of Mississippi law.