Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy.

HB 382 would have required all auto insurance policies sold in Mississippi to include mandatory uninsured motorist coverage for both bodily injury/death and property damage. This would directly affect drivers purchasing auto insurance, ensuring they have protection if hit by an at-fault driver without insurance. The bill set minimum coverage limits based on state law and allowed policyholders to choose higher limits up to their liability coverage amount, while permitting a $200 deductible for property damage claims. The bill was referred to the Insurance Committee but died there on February 3, 2026, and did not become law.