Mortgage agreements; revise info included in.

HB 1522 revises the information required to be included in mortgage origination agreements for borrowers in Mississippi. It mandates that lenders provide specific statements, including details about bond coverage, protection under Mississippi's S.A.F.E. Mortgage Act, and how to file complaints with the Department of Banking. The bill also specifies documents lenders must retain in borrower and servicer files, such as loan applications, closing statements, and appraisals. These changes clarify that state requirements do not override federal disclosure rules for mortgage loans. The provisions will take effect on July 1, 2026.