Virtual Currency Kiosk Consumer Accesss Protection Act; create.

HB 1264, the "Virtual Currency Kiosk Consumer Access and Protection Act," requires digital asset kiosk operators in Mississippi to hold a money transmission license and report all kiosk locations to the state department. The bill mandates clear disclosures on kiosks about transaction fees, exchange rates, and that digital asset transactions are irrevocable, along with fraud warnings and a visible customer service phone number. Operators must provide detailed receipts after every transaction and limit new customers to $3,000 in daily transactions for their first three days of use. The daily limit will adjust annually for inflation starting in 2027.