Automobile insurance; require reinstatement of policy where insurer fails to provide proper notice and insured pays premiums.

SB 2417 requires auto insurers in Mississippi to reinstate policies if they cancel for nonpayment but send cancellation notices to an incorrect address, preventing the insured from receiving proper notice. It directly affects auto insurance policyholders who pay overdue premiums after such a notice error. The key provision mandates that if the insured pays the past-due amount within the required timeframe, the policy is reinstated under its original terms without changes. The bill amends Mississippi's insurance code (Section 83-11-5) to enforce this requirement, effective July 1, 2025.